Frequently Asked Questions....
Table of Contents
- How much can I borrow?
- What can I use the money for?
- Can you help if I am Self Employed?
- I have had some credit problems in the past can you still help?
- I have a good credit history. Will I be able to get a low cost loan?
- How long will it take to get my money?
- Who is the loan arranged with?
- What is a Secured Loan?
- Can I protect my repayments if I become sick or lose my job?
- How do I apply?
>Q1: How much can I borrow?
Ans: Our loans start at £3,000 and go up to £250,000.
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>Q2: What can I use the money for?
Ans: Our customers have used their money to pay off their credit cards,
home improvements, a holiday, a new car. In fact, almost any purpose you
can think of.
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>Q3: Can you help if I am Self Employed?
Ans: Yes. If you have Certified Accounts or if you have to Self Certify
your income we have plans to suit.
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>Q4: I have had some credit problems
in the past and have some County Court Judgements. Can you still help?
Ans: We have customers who have experienced difficulties in the past and
have County Court Judgements, Mortgage Arrears or both. We will listen
to each case sympathetically and will do our very best to help.
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>Q5: I have a good credit history. Will
I be able to get a low cost loan?
Ans: Whether you have a good credit history or a poor one we will do our
best to arrange funds for you at the best rate we can.
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>Q6: How long will it take to get my
money?
Ans: On average our customers get their money within 21 days.
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>Q7: Who is the loan arranged with?
Ans: Our loans are arranged through leading High Steet Banks, Building
Societies and other Lending Institutions.
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>Q8: What is a Secured Loan?
Ans: You permit the Lender to take out a charge on your property rather
like your mortgage. If you fail to keep up payments on the loan then you
will have to pay the Lender any money owed when you come to sell your
house.
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>Q9: Can I protect my repayments if
I become sick or lose my job?
Ans: Yes. We recommend that all of our customers take out a payment protection
plan. This small amount of outlay provides piece of mind.
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Q10: How do I apply?
Ans: You can
apply online or
you can download an and send it to us. You can also apply by telephoning us on 01743
791911 between 9.00am and 5.00pm Monday to Friday.
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How to apply for a UK Personal Loan.
Our application form allows you to apply online without obligation and in complete confidence. We will assess your application and call you to discuss the options.
